Business owners

Growing a business demands your time, energy and resources.

Our experience working with business owners has shown that, more often than not, your personal finances can be neglected in the process.

As a matter of fact, your business and personal finances are intrinsically linked; examine them together and a cohesive strategy will form. Once you have identified what you want in your personal life, you can engineer your business to ensure you have the means to achieve it. With a strategy in place, you are much more likely to succeed.

As a busy business owner, you might have some specifics that you want help with. Perhaps there’s some cash in the business that you’re not sure how to extract, or what to do with it once you have. Even if your retirement or exit from the business is a long way down the line, perhaps you’re unsure as to how you can make the transition as easy and successful as possible for all involved. If you do have an opportunity to sell your business, we can help you decide whether the offer on the table is enough to enable you to enjoy financial freedom for the rest of your life.

Taking the time now to secure both your own and your business’ financial future will enable you to go forward confidently and achieve better outcomes, both at work and at home.

We take a bespoke approach to financial planning. If you work with us, we will follow these steps:

1. Introductory Call

We begin with a brief telephone call to introduce ourselves to each other, understand your needs and expectations, while explaining how we work and answer any questions you may have.

If, at the end of this call, we are both happy to move on to the next stage of the process, we will book an Introductory Meeting. Before that meeting, we’ll ask you to give some serious thought to your goals and aspirations.


2. Introductory Meeting

At this meeting we’ll start to establish your current financial position and discuss your goals and aspirations.

It is during this meeting that we’ll explain whether we can help you and we’ll decide together whether we are the right planning firm for you. Assuming we are both happy to proceed, we will confirm our fees for the work we will undertake on your behalf and book the date of our Planning Meeting.


3. Planning Meeting Preparation

In preparation for the Planning Meeting, we ask all clients to complete income & expenditure and attitude to risk questionnaires.

At the same time, we will gather and review detailed information about all your existing financial arrangements and understand your attitude to risk after you have completed the questionnaire. This process may involve a phone or video call and possibly a further meeting.

4. Planning Meeting

During the Planning Meeting we will present and discuss your financial plan and our initial recommendations then carry out any fine tuning necessary based on your feedback.

Once you are completely happy, we’ll confirm our recommendations and get your commitment to proceed with the implementation of the plan.


5. Implementation

The effective implementation of the plan is a crucial stage of the process. It might require a further meeting, either face to face or remotely.

We will ask you to sign the required paperwork, which we will then submit to the relevant providers. Our team will ensure its smooth processing and you will receive confirmation when this process has been completed.


6. Forward Planning Meeting

Our Forward Planning Meetings are vital for keeping you on track to attain your goals and aspirations. After all, you can’t expect to go to the gym once and be fit for life.

Equally, a Financial Plan needs to be revisited regularly to ensure it remains on track; it must be updated to reflect your changing circumstances as well as prevailing economic and market conditions.

Related case study


Business owner - Dan

Dan was a successful business owner with a young family, ambitious plans and a fairly expensive lifestyle. He wanted to ensure his lifestyle could be sustained for the future, move into a bigger property and simultaneously get an exit strategy in place.
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